Insurance; Investment & Income | Udyam Regd No. OD-04-0000085; T.L.NO. 043513 | IRDA Regd No. 01311156, RLH20544890, ILG46887, ACH923, E802673

Income Protection

Life Insurance Available
Income Protection Plan protect our regular Income even we are not present. This term plan comes with a promise of monthly incomes to your family in your absence that helps them live the life of their dreams without financial worries.

About This Service

PLAN OPTION 1 - FIXED INCOME PROTECTION

Mr. Bhatt, 35 years old non - smoker, brought  Income Suraksha Plan. He chooses Plan Option 1 - Fixed Income Protection for a monthly income of Rs. 1,00,000.

He chooses a Policy Term of 30 years and Premium Payment Term of 30 years.

Unfortunately, he dies during the 15th Policy year.

His Nominee is paid monthly income of Rs. 1,00,000 every month during Income Payout Period. The same is illustrated below:

PLAN OPTION 2 - INCREASING INCOME PROTECTION

Mr. Kapoor, 35 years old non- smoker, who opts for ABSLI Income Suraksha Plan – Increasing Income Protection for a monthly income of Rs. 1,00,000.

He chooses a Policy Term of 30 years, Premium Payment Term of 30 years.

Unfortunately, he dies during the 5th Policy year.

His Nominee is paid a monthly income which will start from Rs. 1,21,550 and will increase at 5% p.a., compounded annually until it exceeds 1.5 times the Monthly Income chosen at inception.

Key Benefits

Monthly Income Payout

Covers critical illnesses

Flexible payout options

Who This Service Is For

Self-employed Individuals

This service is specifically designed for self-employed individuals looking to achieve their financial goals.

Professionals with no sick leave benefits

This service is specifically designed for professionals with no sick leave benefits looking to achieve their financial goals.

Freelancers

This service is specifically designed for freelancers looking to achieve their financial goals.

Ready to get started?

Our financial experts are ready to help you achieve your goals.

Related Services

Available

Term Insurance (Pure Life Cover)

Term insurance is a straightforward and affordable life insurance product designed to provide financial security to your family in the event of your untimely demise. It offers a high sum assured at a low premium, ensuring that your loved ones are protected from financial hardships. The policyholder pays regular premiums, and in case of death during the policy term, the nominee receives the sum assured. Term insurance is ideal for individuals who want pure life coverage without any investment component.

Learn more
Available

Assured Saving (Child Education/ Marriage Plan)

Life is all about achieving your dreams without the fear of uncertainties. Dreams are essential as they provide the motivation and determination for succeeding in Life. With a disciplined approach and adequate life insurance cover, all your dreams can become a reality. So, wouldn’t it be great if you get a cushion of Guarantee to fulfill your dreams Yes! With An Assured Savings Plan, you can create a cushion of Guarantee for all your dreams. A Assured Savings Plan provides life insurance cover and savings benefits to safeguard your family members from financial crisis in case of an unfortunate event, while helping you accumulate lump sum benefits to achieve all your dreams.

Learn more
Available

Assured Income (Retirement Planning)

The Assured Income plan is designed to provide a steady income post-retirement. It ensures that you can maintain your lifestyle and meet your financial needs even after you stop working. You can choose a policy term and premium payment frequency that suits your retirement goals. The plan offers regular payouts, ensuring financial stability during your golden years.

Learn more
Available

Nishchit Ayush (Regular Income Plan)

Nishchit Ayush is a regular income plan that provides a fixed payout for a specified period. It is designed to offer financial stability and help you meet your recurring expenses. You can choose the policy term and payout frequency based on your financial needs. This plan is ideal for individuals who want a steady income to support their lifestyle or meet specific financial goals.

Learn more